Main Street Financial Solutions
Mortgage, Investment and Insurance Services
Health Insurance
Qualified High Deductible Health Plans 
Paying high premiums for low deductibles is equivalent to financing your health care at a high interest rate. Main Street Financial has developed a customizable plan that gives individuals and their families the protection they need with affordable premiums. This plan is supported by three pillars of coverage to give it the strength a person needs for complete protections. The following are the basics:
Health Plan placed with a $5,000.00 deductible matched with an accident gap policy that pays 100% up to $10,000.00 for accidental injury, i.e., broken arm, stitches, etc. regardless if treated in an emergency room. Complete the plan with a terminal illness life policy which pays 50% of the benefit at time of diagnosis.
Here is how it breaks down for a 53 year old male:
Health $139.50
Gap $ 16.30
TI $ 30.00 - $80,000 in coverage
Total $185.50 Monthly Premium
We complete the formula by establishing a Health Savings Account which offers tax advantages to cover the occasional doctor visit and incidental medications. You can contribute up to $2,950.00 annually tax free.
Paying high premiums for low deductibles is equivalent to financing your health care at a high interest rate. Main Street Financial has developed a customizable plan that gives individuals and their families the protection they need with affordable premiums. This plan is supported by three pillars of coverage to give it the strength a person needs for complete protections. The following are the basics:
Health Plan placed with a $5,000.00 deductible matched with an accident gap policy that pays 100% up to $10,000.00 for accidental injury, i.e., broken arm, stitches, etc. regardless if treated in an emergency room. Complete the plan with a terminal illness life policy which pays 50% of the benefit at time of diagnosis.
Here is how it breaks down for a 53 year old male:
Health $139.50
Gap $ 16.30
TI $ 30.00 - $80,000 in coverage
Total $185.50 Monthly Premium
We complete the formula by establishing a Health Savings Account which offers tax advantages to cover the occasional doctor visit and incidental medications. You can contribute up to $2,950.00 annually tax free.
